This is the amount that you want to save for each budget period.
When you create a fund, Nugget helps you to stay on track to achieve it. All your funds are accounted for when Nugget plans your budget.
This is the total amount in your total balance that is committed to specific funds that you have created.
It can be difficult to set a target date or amount sometimes, because some funds are never-ending (like your Splurge Fund!).
The flexible option allows Nugget to account for it in your budget plan, so you can freely check out the fund whenever you want.